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There is no general answer to this question because it depends, among other things, on your life circumstances and your wishes. Do you live in Germany and work in Switzerland, or have you decided to move to Switzerland? It would help if you had health insurance. Still, the rules for cross-border commuters are entirely different from those for emigrants.
In principle, you are required to have health insurance in Switzerland. Registration is mandatory if you:
What is certain is that as an immigrant in Switzerland, you must have primary insurance. Border crossers have further options. However, suppose you decide to take out a German insurance policy, for example. In that case, you must be exempted from compulsory insurance in Switzerland. Suppose you do not complete and submit this form. In that case, you will automatically be insured in Switzerland after three months at the latest.
Cross-border commuters have the option of remaining insured in Germany. You can choose between three insurance options:
The decisive factor is which insurance is the right one for you. In the following chapters, you will find answers to many questions. We explain the differences, show you the possibilities and give you essential tips to save a lot of money and time in the short and long term, and cover the most critical risks. If you still have open questions and would like advice, please do not hesitate to contact us.
Would you like to immigrate to Switzerland or are you already resident? Here you will find the most important information for you.
All bonuses can vary greatly depending on the insurer, franchise and benefits. To receive your personal offer, select the canton and click Offer.
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According to a survey, many people feel poorly informed about health insurance in Switzerland . We discuss the five key questions.
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